AIG is a global insurance organization tracked by InsureSouk for its relevance to commercial property and casualty insurance, specialty risk, multinational programs, claims capability, and capital management.
Company intelligence
Reported scale
FY2025
- Net premiums written: USD 23.7 billion
- Underwriting income: USD 2.3 billion
- Net income: USD 3.1 billion
- Adjusted after-tax income: USD 4.0 billion
Capital & solvency
FY2025
- Core operating return on equity: 11.1%
- Returned approximately USD 6.8 billion to shareholders in 2025
- AIG reported 10.1% ownership in Corebridge at year-end 2025
- Coverage level: public group-level capital management context
Ratings / financial strength
FY2025 annual-report context
- AIG states that all four credit rating agencies upgraded financial strength ratings or outlook after Investor Day 2025
- No agency rating values are reproduced in this seed unless agency, type, outlook, and date are separately reviewed
Investment portfolio
FY2025 annual-report context
- Capital and investment context is limited to AIG public annual-report disclosures
- No security-level holdings are displayed
- No live market data is stored or displayed
Capital structure
FY2025
- Returned approximately USD 6.8 billion to shareholders in 2025
- Share repurchases: USD 5.8 billion
- Dividends: USD 1.0 billion
- Corebridge ownership reported at 10.1% at year-end 2025
Reinsurance / risk transfer
FY2025 annual-report and company-profile context
- Risk-transfer relevance: commercial property, casualty, financial lines, specialty, multinational, accident and health, and personal insurance
- AIG public materials include captive solutions, multinational programs, and specialty-risk capabilities
- Coverage level: public group-level risk-transfer context; no non-public program details are displayed
Claims / underwriting performance
FY2025
- Underwriting income: USD 2.3 billion
- Full-year calendar-year combined ratio: 90.1%
- Accident-year combined ratio: 88.3%
- Coverage level: public annual-report underwriting indicators only
Business mix
Company profile reviewed 2026-06-18
- Commercial property and casualty
- Casualty, financial lines, specialty, and multinational insurance
- Accident and health, personal insurance, captive solutions, and claims services
Listed securities
Reference identifiers
- Ticker / identifier: NYSE: AIG
- Exchange: New York Stock Exchange
- ISIN: US0268747849
- Investor relations: AIG Investor Relations
Source / update note
- Basis: AIG investor relations, 2025 annual report, stock information, business-line materials, ratings context, investment/capital references, risk-transfer references, claims/underwriting references, and listed-company pages
- Market-data scope: no live quote values are stored or displayed
Source-reviewed company references
AIG investor-relations source path
AIG's investor-relations page is the official company source path for annual reports, financial information, stock information, and investor materials.
Why it matters: Keeping the source path explicit helps future editors strengthen AIG references from official company materials before adding additional figures.
Reviewed as an official AIG source path. This card records source availability and review scope only; it does not add new financial figures.
This is a source-path reference, not valuation, investment, rating, product, or live-monitoring content.
AIG listed-stock source path
AIG's stock information page is the official company source path for listed-stock and identifier context.
Why it matters: The source path supports stable listed-company metadata for AIG while keeping live market data out of the profile.
Reviewed as an official AIG listed-stock source path for identifier context only.
This is not a valuation, trading, investment, price-monitoring, or recommendation reference.
AIG FY2025 annual report reference
AIG's 2025 annual report provides official public references for net premiums written, underwriting income, net income, adjusted after-tax income, and capital-management context.
Why it matters: The annual report is the primary company source for AIG's property and casualty insurance scale and performance context.
Use AIG's annual-report definitions before comparing net premiums written with other reported premium measures.
AIG FY2025 underwriting performance reference
AIG's 2025 annual report provides the official public reference for underwriting income and combined-ratio indicators.
Why it matters: Combined-ratio context helps readers separate premium scale from underwriting performance.
Combined-ratio comparisons should account for calendar-year, accident-year, and company-specific definitions.
Full company reference archive
View the complete source-reviewed company reference archive, including reporting periods, source dates, reviewed dates, methodology notes, reader cautions, and official source links.
Business Overview
American International Group, Inc. describes itself as a leading global insurance organization. AIG says it provides insurance solutions that help businesses and individuals protect assets and manage risks through AIG operations, licenses, authorizations, and network partners in more than 200 countries and jurisdictions.
AIG is especially relevant to commercial insurance coverage because its public product materials include property, casualty, financial lines, specialty risks, captive solutions, multinational insurance, accident and health, and claims services.
Reported Scale and Financial Snapshot
AIG's 2025 Annual Report reported net premiums written of USD 23.7 billion and underwriting income of USD 2.3 billion for 2025. The same annual-report page reported net income of USD 3.1 billion and adjusted after-tax income of USD 4.0 billion.
For underwriting context, AIG reported a full-year calendar-year combined ratio of 90.1% and an accident-year combined ratio of 88.3%.
Operating Segments / Business Lines
For insurance-market reference work, AIG is most relevant across several connected areas:
- Commercial property and casualty insurance.
- Casualty and financial lines.
- Specialty risks, including aviation, trade credit, political risk, energy, marine, cyber, and excess and surplus lines.
- Multinational programs and captive solutions.
- Accident and health and personal insurance.
- Claims management and risk-control services.
Capital and Solvency
AIG's 2025 Annual Report reported core operating return on equity of 11.1%. The company also reported returning approximately USD 6.8 billion to shareholders in 2025 through share repurchases and dividends.
AIG stated that, as of the end of 2025, its ownership in Corebridge was 10.1%. For this profile, capital context is limited to public group-level capital management and annual-report disclosures.
Geographic Footprint
AIG says its insurance solutions reach businesses and individuals in more than 200 countries and jurisdictions through operations, licenses, authorizations, and network partners.
This is a group-level reference. Country-specific licenses, admitted-market status, distribution, products, and policy forms vary by jurisdiction.
Why It Matters
AIG matters to insurance-market coverage because it connects large commercial accounts, multinational programs, specialty risk, casualty cycles, claims management, and capital allocation. Its underwriting performance and business mix can be useful context when tracking commercial insurance pricing, catastrophe exposure, litigation trends, and specialty capacity.
For InsureSouk, AIG is also relevant when monitoring global property and casualty market cycles, multinational insurance infrastructure, large-account risk transfer, and specialty lines.
Recent Strategic Themes
AIG's public materials emphasize underwriting discipline, global commercial insurance capability, capital management, operational simplification, and specialty-risk expertise. Those themes connect AIG to InsureSouk coverage of commercial lines, specialty underwriting, multinational programs, claims performance, and insurer capital strategy.
Reader Note
This profile is a source-led reference page. It is not investment advice, rating advice, or a recommendation. Figures are drawn from AIG public materials for the reporting periods stated and do not include live market data.