Swiss Re is a global reinsurance and risk-solutions group tracked by InsureSouk for its relevance to property and casualty reinsurance, life and health reinsurance, corporate risk solutions, and insurance-market resilience.
Company intelligence
Reported scale
FY2025
- Group net income: USD 4.8 billion
- Return on equity: 19.6%
- Insurance revenue: USD 43.1 billion
- Scale indicators: around 15,000 employees; 67 offices across 27 countries
Capital & solvency
As of Jan. 1, 2026; FY2025 underwriting indicators
- SST ratio: 250%
- P&C Re combined ratio: 79.4%
- Corporate Solutions combined ratio: 86.5%
- L&H Re net income: USD 1.3 billion
Ratings / financial strength
Official ratings page reviewed 2026-06-17
- S&P financial strength rating for Swiss Re Group: AA- very strong; stable outlook; last review 2025-11-07
- Moody's financial strength rating for Swiss Re Group: Aa3 excellent; stable outlook; last review 2025-11-10
- A.M. Best financial strength rating for Swiss Re Group: A+ superior; stable outlook; last review 2025-10-01
Investment portfolio
FY2025
- Swiss Re identifies Asset Management as one of its business areas
- Coverage level: group-level business-area and annual-report context
- No security-level holdings are displayed
Capital structure
As of Jan. 1, 2026; FY2025 indicators
- SST ratio: 250%
- Group net income: USD 4.8 billion
- Return on equity: 19.6%
- Capital review basis: annual-report and financial-condition materials
Reinsurance / risk transfer
Group profile reviewed 2026-06-18
- Core role: Property & Casualty Reinsurance and Life & Health Reinsurance
- Risk-transfer relevance also includes Corporate Solutions, Alternative Capital Partners, Risk Data Solutions, Risk Management, and Public Sector Solutions
- Swiss Re's public profile connects the group to resilience, corporate risk, public-sector protection, and data-led risk discussions
- Coverage level: public group-level risk-transfer context; no non-public program details are displayed
Claims / underwriting performance
FY2025
- P&C Re combined ratio: 79.4%
- Corporate Solutions combined ratio: 86.5%
- L&H Re net income: USD 1.3 billion
- Insurance revenue: USD 43.1 billion
Business mix
Group profile
- Property & Casualty Reinsurance and Life & Health Reinsurance
- Corporate Solutions
- Alternative Capital Partners, Asset Management, Risk Data Solutions, Risk Management, and Public Sector Solutions
Listed securities
Reference identifiers
- Ticker / identifier: SIX: SREN
- Exchange: SIX Swiss Exchange
- ISIN: CH0126881561
- Investor relations: Swiss Re shares page
Source / update note
- Basis: official company profile, annual-report materials, solvency and ratings materials, financial-condition materials, investment/capital references, risk-transfer references, claims/underwriting references, and listed-company pages
- Market-data scope: no live quote values are stored or displayed
Source-reviewed company references
Swiss Re Financial Condition Report source path
Swiss Re's official Financial Condition Report source path provides a public route into regulatory financial-condition and solvency materials.
Why it matters: Financial-condition reporting is the appropriate source path for deeper Swiss Re capital review beyond the summary SST ratio on the annual-report page.
Reviewed as an official Swiss Re public source path for financial-condition reporting. This card does not reproduce report tables or add capital interpretations.
Use the underlying Swiss Re report and stated reporting basis before drawing capital, solvency, or underwriting conclusions.
Swiss Re listed-share source path
Swiss Re's shares page is the official company source path for listed-share and identifier context.
Why it matters: The source path supports stable identifier metadata for Swiss Re while keeping live market data out of the profile.
Reviewed as an official Swiss Re listed-share source path for identifier context only.
This is not a valuation, trading, investment, price-monitoring, or recommendation reference.
Swiss Re 2026 Swiss Solvency Test reference
Swiss Re's Annual Report 2025 reports the Swiss Solvency Test ratio as of January 1, 2026.
Why it matters: The SST ratio is a concise public capital reference for Swiss Re's Swiss-regulated group context.
This capital reference should be read with Swiss Re's stated reporting basis and period.
Swiss Re FY2025 annual report reference
Swiss Re's Annual Report 2025 provides official public references for group insurance revenue, net income, return on equity, solvency, and underwriting indicators.
Why it matters: The annual report is the primary source for reading Swiss Re's reinsurance and corporate risk-solutions scale.
Use Swiss Re's reporting definitions before comparing insurance revenue with premium measures from other companies.
Full company reference archive
View the complete source-reviewed company reference archive, including reporting periods, source dates, reviewed dates, methodology notes, reader cautions, and official source links.
Business Overview
Swiss Re describes its purpose around resilience and risk protection. Its official company page says the group has operated for more than 160 years and works with insurers, corporations, and communities.
Swiss Re's official site identifies business areas including Property & Casualty Reinsurance, Life & Health Reinsurance, Corporate Solutions, Alternative Capital Partners, Asset Management, Risk Data Solutions, Risk Management, and Public Sector Solutions.
Reported Scale and Financial Snapshot
Swiss Re's Annual Report 2025 page reported group net income of USD 4.8 billion for 2025 and return on equity of 19.6%. The same annual-report page reported a P&C Re combined ratio of 79.4%, a Corporate Solutions combined ratio of 86.5%, and L&H Re net income of USD 1.3 billion.
Swiss Re's official company page lists around 15,000 employees and 67 offices across 27 countries. It also reports insurance revenue of USD 43.1 billion for 2025 in its public facts and figures.
Operating Segments / Business Lines
For insurance-market reference work, Swiss Re is most relevant across several connected areas:
- Property and casualty reinsurance.
- Life and health reinsurance.
- Corporate Solutions.
- Alternative capital partnerships.
- Asset management.
- Risk data and risk management solutions.
- Public sector solutions.
These activities make Swiss Re relevant to both traditional reinsurance markets and broader resilience, data, and public-sector risk-transfer discussions.
Capital and Solvency
Swiss Re reported a Swiss Solvency Test ratio of 250% as of January 1, 2026. The group also publishes a Financial Condition Report that contains regulatory solvency and financial-condition information for deeper review.
For insurance professionals, the SST ratio, segment combined ratios, and L&H Re net income give a concise public view of Swiss Re's capital and underwriting context, while the annual report and Financial Condition Report remain the primary sources for detailed capital analysis.
Geographic Footprint
Swiss Re states that its expertise spans every region and continent. Its official company page lists 67 offices across 27 countries and around 15,000 employees.
This is a group-level reference. Country-specific branches, licenses, regulated entities, and product availability vary by jurisdiction.
Why It Matters
Swiss Re matters to insurance-market coverage because reinsurance groups help absorb peak risks and provide capacity, expertise, and capital support to primary insurance markets. Its work is relevant to catastrophe risk, life and health risk, commercial insurance, alternative capital, and public-sector protection structures.
For InsureSouk, Swiss Re is also relevant when tracking global reinsurance capacity, protection gaps, public-private risk transfer, catastrophe risk, corporate risk solutions, and insurance-sector data products.
Recent Strategic Themes
Swiss Re's public materials emphasize resilience, underwriting expertise, capital strength, data-driven risk insight, reinsurance, Corporate Solutions, public-sector risk transfer, and risk data. Those themes are central to InsureSouk coverage of protection gaps, catastrophe risk, alternative capital, and the role of reinsurers in large-scale resilience.
Reader Note
This profile is a source-led reference page. It is not investment advice, rating advice, or a recommendation. Figures are drawn from Swiss Re public materials for the reporting periods stated and do not include live market data.