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Source-reviewed archive

Insurance Regulation Change Tracker reference archive

This archive contains the full source-reviewed regulatory-change tracker items collection for the Insurance Regulation Change Tracker. Expand a row to review the InsureSouk context before opening the official source.

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BaFin publishes DORA implementation guidance for ICT risk topics Country / market Germany Source date October 9, 2024 Reviewed June 25, 2026
Country / market
Germany
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
BaFin-supervised firms applying DORA, German insurers where in scope, German reinsurers where in scope
Source type
Supervisory notice
Source title
BaFin veröffentlicht Umsetzungshinweise zu DORA
Source publication date
October 9, 2024
Reviewed
June 25, 2026
Status
Published supervisory notice
Summary
BaFin published implementation guidance on DORA information and communication technology risk-management and ICT third-party risk-management topics.
Why it matters
The notice is a source-reviewed BaFin reference for German insurance and reinsurance readers tracking DORA supervisory implementation material.
Source note
Official BaFin supervisory notice reviewed for date, source title, DORA topic, and insurer/reinsurer relevance stated in the page metadata.
Reader caution
This item summarizes the official source at a high level and is not legal, compliance, supervisory, investment, rating, or operational-resilience advice.
FCA reviews regulation of commercial and bespoke insurance business Country / market United Kingdom Source date July 29, 2024 Reviewed June 24, 2026
Country / market
United Kingdom
Affected lines
Property and casualty, Specialty insurance, Commercial insurance
Affected entities
UK insurers, Insurance intermediaries, Lloyd's market participants, Commercial insurance buyers
Source type
Discussion paper
Source title
DP24/1: Regulation of commercial and bespoke insurance business
Source publication date
July 29, 2024
Reviewed
June 24, 2026
Status
Closed discussion paper
Summary
The FCA opened a discussion on whether conduct rules for commercial and bespoke insurance business appropriately balance customer protection, competitiveness, and innovation.
Why it matters
The item helps readers connect later FCA insurance-rule simplification work with the official consultation record for commercial and bespoke insurance regulation.
Source note
Official FCA discussion-paper page reviewed for publication date, consultation windows, and affected market participants.
Reader caution
A discussion paper is not itself a final rule; check later FCA policy statements, Handbook material, and implementation dates before drawing conclusions.
FINMA updates business-plan circular for insurers Country / market Switzerland Source date June 26, 2024 Reviewed June 25, 2026
Country / market
Switzerland
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
Swiss insurers where in scope, Swiss insurance groups where in scope
Source type
Regulatory circular
Source title
2017/05 FINMA-Rundschreiben "Geschäftspläne - Versicherer"
Source publication date
June 26, 2024
Reviewed
June 25, 2026
Status
Published circular update
Summary
FINMA lists an updated business-plan circular for insurers as an official insurance-supervision reference.
Why it matters
Business-plan circulars provide regulator-owned context for Swiss insurer authorization and supervisory-reference workflows.
Source note
Official FINMA search result and regulator-hosted PDF URL reviewed for source date, title, and insurer business-plan circular status.
Reader caution
This item is a source summary and does not state how a specific insurer should prepare or amend a business plan.
FINMA updates ORSA circular for insurers Country / market Switzerland Source date June 26, 2024 Reviewed June 25, 2026
Country / market
Switzerland
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
Swiss insurers where in scope, Swiss insurance groups where in scope
Source type
Regulatory circular
Source title
2016/03 FINMA-Rundschreiben "ORSA"
Source publication date
June 26, 2024
Reviewed
June 25, 2026
Status
Published circular update
Summary
FINMA lists an updated ORSA circular for insurers as an official source for risk and capital self-assessment reference tracking.
Why it matters
ORSA materials are relevant to Swiss insurer prudential supervision and internal risk and capital assessment references.
Source note
Official FINMA search result and regulator-hosted PDF URL reviewed for source date, title, and insurer ORSA scope.
Reader caution
This is an editorial source reference and does not provide actuarial, supervisory, capital-management, legal, compliance, investment, or rating advice.
FINMA updates public disclosure circular for insurers Country / market Switzerland Source date June 26, 2024 Reviewed June 25, 2026
Country / market
Switzerland
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
Swiss insurers where in scope, Swiss insurance groups where in scope
Source type
Regulatory circular
Source title
2016/02 FINMA-Rundschreiben "Offenlegung - Versicherer (Public Disclosure)"
Source publication date
June 26, 2024
Reviewed
June 25, 2026
Status
Published circular update
Summary
FINMA lists an updated public disclosure circular for insurers, providing an official source for insurer disclosure-reference tracking.
Why it matters
Disclosure circulars help readers locate regulator-owned material for Swiss insurer public reporting references.
Source note
Official FINMA search result and regulator-hosted PDF URL reviewed for source date, title, and insurer disclosure scope.
Reader caution
This summary is a source reference and is not accounting, legal, compliance, investment, or rating advice.
PRA publishes matching-adjustment reform policy Country / market United Kingdom Source date June 6, 2024 Reviewed June 22, 2026
Country / market
United Kingdom
Affected lines
Life and health, Reinsurance
Affected entities
UK insurers with matching-adjustment portfolios, The Society of Lloyd's, UK insurance groups
Source type
Policy statement
Source title
PS10/24 - Review of Solvency II: Reform of the Matching Adjustment
Source publication date
June 6, 2024
Reviewed
June 22, 2026
Status
Published policy statement
Summary
The PRA set out final policy for matching-adjustment reforms, including rulebook amendments, supervisory-statement updates, and application-process changes for the new regime.
Why it matters
Matching-adjustment reform is material for life insurers, annuity writers, and groups whose asset-liability management and capital planning depend on qualifying matching-adjustment portfolios.
Source note
Official PRA policy statement reviewed for source date, affected policy areas, and insurer relevance.
Reader caution
This summary is editorial reference material and is not legal, compliance, supervisory, actuarial, underwriting, investment, or risk-transfer advice.
IRDAI publishes master circular on health insurance business Country / market India Source date May 29, 2024 Reviewed June 22, 2026
Country / market
India
Affected lines
Life and health, Health insurance
Affected entities
Indian insurers, Health insurers, Policyholders
Source type
Master circular
Source title
Master Circular on Health Insurance Business
Source publication date
May 29, 2024
Reviewed
June 22, 2026
Status
Published circular
Summary
IRDAI published a master circular on health insurance business, with official document downloads available from the regulator's document-detail page.
Why it matters
Health insurance is a major Indian market segment, and consolidated regulator guidance can affect product, servicing, disclosure, and policyholder-facing processes.
Source note
Official IRDAI document-detail page reviewed for source title, document date in file names, and regulator ownership.
Reader caution
This summary is editorial reference material and is not legal, compliance, supervisory, actuarial, underwriting, pricing, or claims advice.
CBUAE financial reporting and external audit regulation applies to insurance companies Country / market United Arab Emirates Source date April 30, 2024 Reviewed June 30, 2026
Country / market
United Arab Emirates
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
UAE insurance companies, Branches of foreign insurance companies, Takaful insurance companies, External auditors approved by the Central Bank
Source type
Regulation
Source title
Financial Reporting and External Audit Regulation
Source publication date
April 30, 2024
Reviewed
June 30, 2026
Status
In force
Summary
The CBUAE Rulebook lists C 5/2023 Financial Reporting and External Audit Regulation as in force and effective from 30 April 2024, applying to all Companies.
Why it matters
The item provides an official source for UAE insurer financial-reporting and external-audit expectations, including records, IFRS-based financial statements, external-auditor oversight, technical provisions, solvency margins, commissions, capital adequacy, reinsurance arrangements, governance, risk management, and internal controls.
Source note
Source date shown is the CBUAE Rulebook effective date. The Rulebook page states that the regulation applies to all Companies and defines Company as a UAE-incorporated insurance company or foreign insurance-company branch licensed to underwrite primary insurance and reinsurance, including Takaful insurance companies. CBUAE annual and statistical reports were not used as sources for this regulation-change item.
Reader caution
This tracker item is a public-source summary and does not provide legal, regulatory, supervisory, accounting, audit, actuarial, capital-management, compliance, or investment advice.
PRA finalizes Solvency UK adapting reforms Country / market United Kingdom Source date February 28, 2024 Reviewed June 22, 2026
Country / market
United Kingdom
Affected lines
Life and health, Property and casualty, Reinsurance
Affected entities
UK Solvency II firms, The Society of Lloyd's, UK insurance groups, Third-country branches
Source type
Policy statement
Source title
PS2/24 - Review of Solvency II: Adapting to the UK insurance market
Source publication date
February 28, 2024
Reviewed
June 22, 2026
Status
Published policy statement
Summary
The PRA published final policy materials for several Solvency II reform areas, including internal models, capital add-ons, third-country branches, mobilisation, thresholds, and related policy materials.
Why it matters
The item is a core source for understanding how the UK prudential regime is being adapted for insurers and reinsurers while maintaining policyholder-protection objectives.
Source note
Official PRA policy statement reviewed for source date, scope, and affected firm categories.
Reader caution
This summary is editorial reference material and is not legal, compliance, supervisory, actuarial, underwriting, investment, or risk-transfer advice.
NAIC describes adopted model bulletin on insurer AI use Country / market United States Source date December 4, 2023 Reviewed June 22, 2026
Country / market
United States
Affected lines
Property and casualty, Life and health
Affected entities
U.S. state insurance regulators, Insurers using AI systems
Source type
Model bulletin reference
Source title
NAIC Insurance Topics - Artificial Intelligence
Source publication date
December 4, 2023
Reviewed
June 22, 2026
Status
Adopted model bulletin reference
Summary
NAIC's artificial-intelligence topic page describes the Model Bulletin on the Use of Artificial Intelligence by Insurance Companies as adopted in December 2023.
Why it matters
The model bulletin is relevant because U.S. insurance regulation is state-based, and NAIC model materials can influence how states frame insurer governance, oversight, and examination expectations.
Source note
Official NAIC topic page reviewed for bulletin status and state-based regulatory context.
Reader caution
NAIC is not a single U.S. insurance regulator; state adoption and implementation need to be checked with the relevant state insurance department.