Sompo Holdings

Sompo Holdings is tracked as a listed Japanese insurance holding company with P&C, life, international insurance, nursing-care, and related operations, headquartered in Japan. Sompo combines domestic and international P&C insurance with domestic life insurance and a material wellbeing/nursing-care platform. Its FY2025 switch to IFRS and economic-value solvency transition add a useful methodology dimension, while its parent and operating-insurer ratings require precise entity handling.

Business And Entity Overview

Sompo's current source surface is stable and directly accessible: the FY2025 results page, annual report, ratings table, solvency library, corporate profile, and JPX document all returned HTTP 200. The solvency library explicitly records a regulatory-methodology transition and delayed FY2025 full-year group disclosure. The profile is bounded to Sompo Holdings, Inc and the consolidated or parent scope identified by each source. It does not transfer group figures automatically to every licensed insurer, branch, brand, or other subsidiary.

Source-Reviewed Evidence

• Integrated Annual Report 2025 (Integrated Annual Report 2025; principally FY2024, year ended 2025-03-31). Supports group strategy, FY2024 financial/capital context, and the parent/segment/operating-company map. Scope: Sompo Holdings consolidated group, SOMPO P&C, SOMPO Wellbeing, and named subsidiaries. Caution: HTTP 200. Use the FY2025 results page for the latest full-year metrics; preserve report period and segment/entity labels.
• Overview of FY2025 results (FY2025, year ended 2026-03-31). Insurance revenue was JPY 5,372.9 billion, insurance service result JPY 588.2 billion, net income attributable to owners of the parent JPY 640.0 billion, and total assets JPY 18,603.7 billion. Scope: Sompo Holdings consolidated under IFRS and disclosed domestic P&C, overseas insurance, domestic life, and nursing-care segments. Caution: HTTP 200. Preserve IFRS labels, JPY billions, period, parent attribution, and consolidated/segment scope; forecasts are excluded.
• Credit Ratings & Bond Information (Ratings as of 2026-04-01, unchanged thereafter on review date). Records S&P A- long-term issuer rating and JCR AA+ long-term issuer rating for Sompo Holdings, while Sompo Japan has separate S&P A+ financial-strength and other agency ratings. Scope: Sompo Holdings issuer ratings and separately named operating-insurer financial-strength/claims-paying ratings. Caution: HTTP 200. Preserve agency, scale, outlook/date, rating type, and rated entity; ratings are not rankings or recommendations.
• Consolidated solvency-margin disclosure library (FY2025 transition status; page reviewed 2026-07-11). Explains the new economic-value regulatory framework effective from FY2025 year-end and states that the FY2025 consolidated ratio is planned for disclosure by the end of October 2026; prior-period group and operating-insurer disclosures remain separately labeled. Scope: Sompo Holdings consolidated and Sompo Japan separately where documents exist. Caution: HTTP 200. Do not invent a FY2025 full-year ratio or turn the issuer's projection into a solvency conclusion.
• Corporate profile (Current profile). Supports the insurance-holding-company purpose, 2010 establishment, JPY 100 billion capital, and Tokyo Stock Exchange Prime listing. Scope: Sompo Holdings, Inc. parent company. Caution: HTTP 200. Parent-company employees/capital and holding-company permissions do not describe every operating insurer.
• Insurance-sector constituent/listing support (Constituents as of 2026-03-31). Supports listed-parent name, security code, and insurance-sector identity. Scope: Sompo Holdings, code 8630, Japanese insurance sector. Caution: HTTP 200. current security price, market capitalization, index weight, valuation, and performance data are excluded.

Entity Boundary

Treat Sompo Holdings as the listed parent and consolidated group. Keep Sompo Japan Insurance, Sompo Himawari Life, Sompo International operating insurers, Sompo Care, other wellbeing businesses, and separately licensed subsidiaries mapped to their own legal or reporting scopes. Sompo Holdings is the parent, not Sompo Japan, Sompo Himawari Life, Sompo International, or Sompo Care. Group IFRS results, operating-insurer ratings, segment measures, and regulatory capital disclosures must not be transferred across those boundaries. No FY2025 full-year solvency ratio should be stated before the planned disclosure is published and reviewed.

Lines And Geographic Context

The reviewed source pack supports connections to Property and Casualty, Life and Health, Reinsurance. Japan is the home-jurisdiction reference; other geographies require their own segment or legal-entity support.

Why This Profile Exists

Keeping the 6 reviewed source cards together gives readers a stable route from corporate identity to periodic reporting, capital or regulatory context, and public listing or profile evidence. The profile does not present a score, comparison table, or commercial recommendation.

Reader Note

This profile is source-led reference material. Periodic figures retain the source's metric label, unit, reporting period, and entity scope. Ratings, regulatory measures, listing records, and issuer-defined measures are contextual evidence, not standalone judgments about financial strength, suitability, security value, product choice, pricing, or available insurance capacity.