Manulife

Manulife is tracked as a listed international life-insurance and wealth/asset-management holding company, headquartered in Canada. Manulife provides a particularly useful dual-perimeter case: MFC is the listed holding company while MLI is the main regulated insurer, and the group reports through Manulife and John Hancock regional brands alongside wealth and asset management. The LICAT figures make entity attribution operationally important.

Business And Entity Overview

Qualifies with browser-reviewed SEC-filed FY2025 reporting and results plus NYSE support; official Manulife and automated SEC requests returned HTTP 403 and are documented. The profile is bounded to Manulife Financial Corporation and the consolidated or parent scope identified by each source. It does not transfer group figures automatically to every licensed insurer, branch, brand, or other subsidiary.

Source-Reviewed Evidence

• Annual filing (Form 40-F) (FY2025). Provides the regulator-hosted annual filing and exhibit map for the 2025 reporting package. Scope: Manulife Financial Corporation filing perimeter. Caution: Official Manulife entry returned HTTP 403 to command-line retrieval; accepted SEC filing was browser-reviewed. Filing exhibits must retain issuer and period.
• Consolidated financial statements (FY2025). Supports audited consolidated financial statements and their Canadian-dollar unit conventions. Scope: Manulife Financial Corporation consolidated. Caution: Browser-reviewed; automated request returned HTTP 403. Do not transfer consolidated figures to MLI or a regional segment.
• Management discussion, capital, and ratings (FY2025). Supports the MFC/MLI boundary, regional operating model, regulatory-capital measures, and ratings context. At year-end, MLI's LICAT ratio was 136%, MFC's LICAT ratio 125%, and excess capital over the stated thresholds was CAD 24.1 billion for MLI and CAD 23.7 billion for MFC. Scope: MFC group, MLI, and disclosed segments/entities. Caution: Official ratings entry returned HTTP 403 to command-line retrieval; SEC MD&A was browser-reviewed. Preserve which ratio/capital amount belongs to MLI versus MFC; ratings are not recommendations.
• Full-year results availability (FY2025). Reports 2025 core earnings of CAD 7.5 billion, net income attributed to shareholders of CAD 5.6 billion, and remittances of CAD 6.4 billion. Scope: MFC consolidated and disclosed operating measures. Caution: Browser-reviewed; automated request returned HTTP 403. Core earnings and remittances require Manulife's non-GAAP definitions.
• Exchange/company record (Current listing). Supports listed-parent identity. Scope: Manulife Financial Corporation, symbol MFC. Caution: HTTP 200; current market quotations are excluded.

Entity Boundary

Treat Manulife Financial Corporation (MFC) as the listed holding company and The Manufacturers Life Insurance Company (MLI) as the principal regulated operating insurer. Keep Manulife-branded Canada/Asia businesses, John Hancock US businesses, and wealth/asset-management entities mapped to their disclosed legal or segment scope.

Lines And Geographic Context

The reviewed source pack supports connections to Life and Health. Canada is the home-jurisdiction reference; other geographies require their own segment or legal-entity support.

Why This Profile Exists

Keeping the 5 reviewed source cards together gives readers a stable route from corporate identity to periodic reporting, capital or regulatory context, and public listing or profile evidence. The profile does not present a score, comparison table, or commercial recommendation.

Reader Note

This profile is source-led reference material. Periodic figures retain the source's metric label, unit, reporting period, and entity scope. Ratings, regulatory measures, listing records, and issuer-defined measures are contextual evidence, not standalone judgments about financial strength, suitability, security value, product choice, pricing, or available insurance capacity.