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Liberty Mutual Insurance: Company Profile / corporate identity Reference type Company Profile / corporate identity Reporting period Current profile reviewed 2026-07-15 Line / segment Liberty Mutual mutual group, legal-entity structure, and business operations Market United States Reviewed July 15, 2026
Reference type
Company Profile / corporate identity
Reporting period
Current profile reviewed 2026-07-15
Line / segment
Liberty Mutual mutual group, legal-entity structure, and business operations
Market
United States
Source title
Company Profile / corporate identity
Reviewed
July 15, 2026
Summary
The profile supports the mutual ownership model, business-unit identity, and abbreviated legal-entity structure.
Why it matters
This card anchors Liberty Mutual Insurance evidence from Company Profile / corporate identity and preserves the stated disclosure scope.
Source note
HTTP 200 official page reviewed. Group branding and an abbreviated structure do not replace legal underwriting-company identification.
Reader caution
HTTP 200 official page reviewed. Group branding and an abbreviated structure do not replace legal underwriting-company identification.
Parent company
Liberty Mutual Insurance
Liberty Mutual Insurance: Financial Strength Ratings / regulated-entity reporting Reference type Financial Strength Ratings / regulated-entity reporting Reporting period Current ratings reviewed 2026-07-15 Line / segment Liberty Mutual Group companies and named rated entities Market United States Reviewed July 15, 2026
Reference type
Financial Strength Ratings / regulated-entity reporting
Reporting period
Current ratings reviewed 2026-07-15
Line / segment
Liberty Mutual Group companies and named rated entities
Market
United States
Source title
Financial Strength Ratings / regulated-entity reporting
Reviewed
July 15, 2026
Summary
The page records A stable from AM Best, A2 stable from Moody's, and A stable from S&P and explains the distinction between insurer financial-strength and issuer debt ratings.
Why it matters
This card anchors Liberty Mutual Insurance evidence from Financial Strength Ratings / regulated-entity reporting and preserves the stated disclosure scope.
Source note
HTTP 200 official ratings page reviewed. Ratings are entity-specific opinions, not rankings or recommendations.
Reader caution
HTTP 200 official ratings page reviewed. Ratings are entity-specific opinions, not rankings or recommendations.
Parent company
Liberty Mutual Insurance
Liberty Mutual Insurance: Fourth Quarter and Full-Year 2025 Results / full-year results Reference type Fourth Quarter and Full-Year 2025 Results / full-year results Reporting period FY2025 and Q4 2025 Line / segment Liberty Mutual Holding Company Inc. and subsidiaries consolidated Market United States Reviewed July 15, 2026
Reference type
Fourth Quarter and Full-Year 2025 Results / full-year results
Reporting period
FY2025 and Q4 2025
Line / segment
Liberty Mutual Holding Company Inc. and subsidiaries consolidated
Market
United States
Source title
Fourth Quarter and Full-Year 2025 Results / full-year results
Reviewed
July 15, 2026
Summary
Parent-attributable net income was USD 6.792 billion for FY2025 and USD 1.699 billion for Q4; the Q4 consolidated combined ratio was 85.0% and underlying combined ratio 91.4%.
Why it matters
This card anchors Liberty Mutual Insurance evidence from Fourth Quarter and Full-Year 2025 Results / full-year results and preserves the stated disclosure scope.
Source note
HTTP 200 official PDF reviewed. Quarter combined ratios are not full-year ratios, and underlying measures are issuer-defined.
Reader caution
HTTP 200 official PDF reviewed. Quarter combined ratios are not full-year ratios, and underlying measures are issuer-defined.
Parent company
Liberty Mutual Insurance
Liberty Mutual Insurance: Financial Reports Library / annual financial reporting Reference type Financial Reports Library / annual financial reporting Reporting period FY2025 reporting set Line / segment LMHC consolidated and named legal-entity documents Market United States Reviewed July 15, 2026
Reference type
Financial Reports Library / annual financial reporting
Reporting period
FY2025 reporting set
Line / segment
LMHC consolidated and named legal-entity documents
Market
United States
Source title
Financial Reports Library / annual financial reporting
Reviewed
July 15, 2026
Summary
The library provides Q4 financial statements, MD&A, earnings presentation, earnings release, and selected statutory statements.
Why it matters
This card anchors Liberty Mutual Insurance evidence from Financial Reports Library / annual financial reporting and preserves the stated disclosure scope.
Source note
HTTP 200 official library reviewed. Choose consolidated or legal-entity documents deliberately.
Reader caution
HTTP 200 official library reviewed. Choose consolidated or legal-entity documents deliberately.
Parent company
Liberty Mutual Insurance