Intact Financial is tracked as a listed international property-and-casualty insurance group and holding company, headquartered in Canada. Intact combines a Canadian listed parent, domestic personal/commercial insurance, US specialty insurance, RSA businesses in the UK and Europe, and non-underwriting services. Its source pack can demonstrate how operating DPW and combined-ratio measures coexist with country, brand, and legal-entity boundaries.
Source-reviewed company references
Intact Financial: Annual-report availability
Confirms publication of the 2025 Annual Report and describes approximately 32,000 employees and about CAD 25 billion of annual operating direct premiums written.
Why it matters: This card anchors the annual-report availability part of the Intact Financial source pack and preserves the stated disclosure scope.
HTTP 200; rounded corporate-profile figures require their labels and are not audited substitutes.
HTTP 200; rounded corporate-profile figures require their labels and are not audited substitutes.
Intact Financial: Credit ratings
Supports issuer/debt and financial-strength ratings by rated entity.
Why it matters: This card anchors the credit ratings part of the Intact Financial source pack and preserves the stated disclosure scope.
Browser-reviewed; command-line request returned HTTP 405. Preserve agency, scale, instrument/entity, outlook, and date; never present a rating as a recommendation.
Browser-reviewed; command-line request returned HTTP 405. Preserve agency, scale, instrument/entity, outlook, and date; never present a rating as a recommendation.
Intact Financial: Exchange/company directory
Supports listed-parent and ticker identity.
Why it matters: This card anchors the exchange/company directory part of the Intact Financial source pack and preserves the stated disclosure scope.
HTTP 200; current security price and market-cap data are excluded.
HTTP 200; current security price and market-cap data are excluded.
Intact Financial: Full-year results
FY2025 operating direct premiums written were CAD 25,067 million, combined ratio 88.2%, underwriting income CAD 2,717 million, and total capital margin CAD 3.722 billion.
Why it matters: This card anchors the full-year results part of the Intact Financial source pack and preserves the stated disclosure scope.
HTTP 200; operating DPW and total capital margin are management/non-GAAP measures and must retain their definitions.
HTTP 200; operating DPW and total capital margin are management/non-GAAP measures and must retain their definitions.
Intact Financial: Official company overview
Supports the global P&C group identity, operations across the stated markets, and insurance coverage in more than 150 countries through the specialty platform.
Why it matters: This card anchors the official company overview part of the Intact Financial source pack and preserves the stated disclosure scope.
Browser-reviewed; command-line request returned HTTP 405. Geography and platform descriptions do not identify every underwriting legal entity.
Browser-reviewed; command-line request returned HTTP 405. Geography and platform descriptions do not identify every underwriting legal entity.
Full company reference archive
View the complete source-reviewed company reference archive, including reporting periods, source dates, reviewed dates, methodology notes, reader cautions, and official source links.
Business And Entity Overview
Qualifies with FY2025 annual-report publication, full-year results, official profile and ratings pages, and TSX support; two investor pages were browser-reviewed after HTTP 405 automation responses. The profile is bounded to Intact Financial Corporation and the consolidated or parent scope identified by each source. It does not transfer group figures automatically to every licensed insurer, branch, brand, or other subsidiary.
Source-Reviewed Evidence
- Annual-report availability (FY2025). Confirms publication of the 2025 Annual Report and describes approximately 32,000 employees and about CAD 25 billion of annual operating direct premiums written. Scope: Intact Financial Corporation consolidated. Caution: HTTP 200; rounded corporate-profile figures require their labels and are not audited substitutes.
- Full-year results (FY2025). FY2025 operating direct premiums written were CAD 25,067 million, combined ratio 88.2%, underwriting income CAD 2,717 million, and total capital margin CAD 3.722 billion. Scope: Intact Financial Corporation consolidated. Caution: HTTP 200; operating DPW and total capital margin are management/non-GAAP measures and must retain their definitions.
- Official company overview (Current profile). Supports the global P&C group identity, operations across the stated markets, and insurance coverage in more than 150 countries through the specialty platform. Scope: Canada, United States, United Kingdom, Ireland, and continental Europe operations. Caution: Browser-reviewed; command-line request returned HTTP 405. Geography and platform descriptions do not identify every underwriting legal entity.
- Credit ratings (Current table). Supports issuer/debt and financial-strength ratings by rated entity. Scope: IFC parent debt and specifically named operating insurers. Caution: Browser-reviewed; command-line request returned HTTP 405. Preserve agency, scale, instrument/entity, outlook, and date; never present a rating as a recommendation.
- Exchange/company directory (Current listing). Supports listed-parent and ticker identity. Scope: Intact Financial Corporation, symbol IFC. Caution: HTTP 200; current security price and market-cap data are excluded.
Entity Boundary
Treat Intact Financial Corporation as the listed consolidated parent. Keep Intact Insurance, RSA operating insurers, US specialty entities, UK/Irish/European insurers, distribution businesses, and restoration/prevention services mapped to their own legal or segment scopes.
Lines And Geographic Context
The reviewed source pack supports connections to Property and Casualty. Canada is the home-jurisdiction reference; other geographies require their own segment or legal-entity support.
Why This Profile Exists
Keeping the 5 reviewed source cards together gives readers a stable route from corporate identity to periodic reporting, capital or regulatory context, and public listing or profile evidence. The profile does not present a score, comparison table, or commercial recommendation.
Reader Note
This profile is source-led reference material. Periodic figures retain the source's metric label, unit, reporting period, and entity scope. Ratings, regulatory measures, listing records, and issuer-defined measures are contextual evidence, not standalone judgments about financial strength, suitability, security value, product choice, pricing, or available insurance capacity.