QBE Insurance Group is tracked as a listed international general insurance and reinsurance holding company, headquartered in Australia. QBE combines a listed Australian parent with international insurance, reinsurance, captive reinsurance, and regionally organized operating entities. Its US-dollar group reporting despite an Australian domicile and its indicative APRA PCA measure make label and perimeter preservation especially important.
Source-reviewed company references
QBE Insurance Group: Credit ratings
Records parent/issuer and operating-insurer ratings by S&P, AM Best, and Fitch, including S&P AA-/stable insurer financial strength and A/stable issuer credit rating in the group summary.
Why it matters: This card anchors the credit ratings part of the QBE Insurance Group source pack and preserves the stated disclosure scope.
HTTP 200; preserve agency, scale, effective date, rating type, outlook, and rated entity. No recommendation language.
HTTP 200; preserve agency, scale, effective date, rating type, outlook, and rated entity. No recommendation language.
QBE Insurance Group: Exchange/company page
Supports listed-parent and security-code identity.
Why it matters: This card anchors the exchange/company page part of the QBE Insurance Group source pack and preserves the stated disclosure scope.
HTTP 200; current security price and market-cap data are excluded.
HTTP 200; current security price and market-cap data are excluded.
QBE Insurance Group: Full-year results/ASX announcement
Gross written premium was US$23,959 million, statutory net profit after tax US$2,157 million, combined operating ratio 91.9%, and indicative APRA PCA multiple 1.87x at 2025-12-31.
Why it matters: This card anchors the full-year results/asx announcement part of the QBE Insurance Group source pack and preserves the stated disclosure scope.
HTTP 200; adjusted profit, combined operating ratio, constant-currency growth, and indicative PCA are issuer-defined measures and are not recommendations.
HTTP 200; adjusted profit, combined operating ratio, constant-currency growth, and indicative PCA are issuer-defined measures and are not recommendations.
QBE Insurance Group: Official company profile
Supports Sydney headquarters, an international insurer/reinsurer identity, jurisdiction-specific presence in 26 countries, and commercial, personal, specialty, reinsurance, and risk-management activities.
Why it matters: This card anchors the official company profile part of the QBE Insurance Group source pack and preserves the stated disclosure scope.
HTTP 200; country presence does not prove a QBE legal insurer is authorized for every product in every market.
HTTP 200; country presence does not prove a QBE legal insurer is authorized for every product in every market.
QBE Insurance Group: Static annual report
Provides audited FY2025 statements, parent/group identity, segment reporting, and operating-entity context. The profile reports more than 13,000 employees and insurance activities in 26 countries.
Why it matters: This card anchors the static annual report part of the QBE Insurance Group source pack and preserves the stated disclosure scope.
Investor entry returned HTTP 403; linked static report returned HTTP 200. Preserve group, segment, legal-entity, and US-dollar labels.
Investor entry returned HTTP 403; linked static report returned HTTP 200. Preserve group, segment, legal-entity, and US-dollar labels.
Full company reference archive
View the complete source-reviewed company reference archive, including reporting periods, source dates, reviewed dates, methodology notes, reader cautions, and official source links.
Business And Entity Overview
Qualifies with a static FY2025 annual report and results release, entity-specific ratings, corporate profile, and ASX support; the HTTP 403 investor landing page was remediated to linked static documents. The profile is bounded to QBE Insurance Group Limited and the consolidated or parent scope identified by each source. It does not transfer group figures automatically to every licensed insurer, branch, brand, or other subsidiary.
Source-Reviewed Evidence
- Static annual report (FY2025). Provides audited FY2025 statements, parent/group identity, segment reporting, and operating-entity context. The profile reports more than 13,000 employees and insurance activities in 26 countries. Scope: QBE Insurance Group consolidated. Caution: Investor entry returned HTTP 403; linked static report returned HTTP 200. Preserve group, segment, legal-entity, and US-dollar labels.
- Full-year results/ASX announcement (FY2025). Gross written premium was US$23,959 million, statutory net profit after tax US$2,157 million, combined operating ratio 91.9%, and indicative APRA PCA multiple 1.87x at 2025-12-31. Scope: QBE Insurance Group consolidated and disclosed divisions. Caution: HTTP 200; adjusted profit, combined operating ratio, constant-currency growth, and indicative PCA are issuer-defined measures and are not recommendations.
- Credit ratings (Current table). Records parent/issuer and operating-insurer ratings by S&P, AM Best, and Fitch, including S&P AA-/stable insurer financial strength and A/stable issuer credit rating in the group summary. Scope: QBE parent issuer rating and separately named operating insurers. Caution: HTTP 200; preserve agency, scale, effective date, rating type, outlook, and rated entity. No recommendation language.
- Official company profile (Current profile). Supports Sydney headquarters, an international insurer/reinsurer identity, jurisdiction-specific presence in 26 countries, and commercial, personal, specialty, reinsurance, and risk-management activities. Scope: QBE international insurer and reinsurer. Caution: HTTP 200; country presence does not prove a QBE legal insurer is authorized for every product in every market.
- Exchange/company page (Current listing). Supports listed-parent and security-code identity. Scope: QBE Insurance Group Limited, code QBE. Caution: HTTP 200; current security price and market-cap data are excluded.
Entity Boundary
Treat QBE Insurance Group Limited as the ASX-listed parent and QBE as the consolidated group. Keep Australia Pacific, International, North America, QBE Re, captive reinsurers, and each licensed operating insurer mapped to their disclosed segment or legal-entity scope.
Lines And Geographic Context
The reviewed source pack supports connections to Property and Casualty, Reinsurance. Australia is the home-jurisdiction reference; other geographies require their own segment or legal-entity support.
Why This Profile Exists
Keeping the 5 reviewed source cards together gives readers a stable route from corporate identity to periodic reporting, capital or regulatory context, and public listing or profile evidence. The profile does not present a score, comparison table, or commercial recommendation.
Reader Note
This profile is source-led reference material. Periodic figures retain the source's metric label, unit, reporting period, and entity scope. Ratings, regulatory measures, listing records, and issuer-defined measures are contextual evidence, not standalone judgments about financial strength, suitability, security value, product choice, pricing, or available insurance capacity.